First Time Home Buyer? What You Should Make Your Top Priority
2016-05-12 | 14:02:31
So you’re thinking about buying your first home.
You’ve started to look at the market, maybe even contacted a Real Estate Agent and stopped by a few Open Houses, but have you properly assessed your financials in order to get the home you want?
Getting ahead of yourself can happen very easily when you start browsing online for homes – we get it, it’s exciting. But we don’t want you to trip and fall head over heels for the first deal you find. Slowing down and taking your time is a top priority to make sure that you’re planning properly, and it will actually save you time and money in the long run. To be successful in your planning, you need an expert in your corner who knows the market and how to navigate through it.
Every mortgage is unique. There isn’t a template that everyone can follow and this can create some challenges in the approval process of the mortgage. This is what makes it so important to plan your mortgage before diving in. AC Lending helps you find the best solutions to your own unique challenges because we have a business relationship with more than one lender. Looking at your personal short term and long term goals, we provide you with multiple mortgage solutions so you have options, and we welcome consultations with anyone you want to bring along for support.
It is important to always check with a mortgage professional to get unbiased advice for your mortgage financing needs. If you’re buying a home soon, especially those buying their first home – start planning your mortgage immediately. By taking this step, you will not only have an expert teaching you about the importance of credit, but you will also learn what your down payment will look like for the mortgage financing. Along with this planning, we will help you with your closing costs. These costs could include legal fees, mortgage insurance, title insurance, land transfer taxes, utility deposits, and maintenance fees if you’re moving into a condo. This is overwhelming, but with the proper guidance and planning you can be sure to be confident in your purchase. Together, we will plan your mortgage financing, get you great offers, and find the home that is meant for you.
See what Alim has done for others: you can watch testimonials from Alim’s past clients on his YouTube channel here.